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the climate risk that they face is the necessary first Global Commission on Adaptation, early warning
step to get them to take action. The climate risks can reduce damage by 30%.
are often already known, but not taken into account As a final step we need large scale investments
when purchasing a house for instance. Information in climate mitigation. By investing in green energy
about climate risk is key to developing a climate and carbon neutral technologies, the sector can
resilient country. Our association publishes a yearly play a role in slowing down climate change and
monitor on climate related damages which gives reducing greenhouse gas emissions. Especially the
insight into the amount of damage, per region and latter, reducing CO2 in accordance with the Paris
per climate hazard. This helps people to become Agreement, is seen by the sector as a huge task in
more aware of their exposure to different climate which they can play an important role. From 2022,
related risks. insurers started concrete action plans to reduce the
CO2 impact of their investments in order to boost
Not only showing what the impact is of increasing the Dutch climate agreement in line with the Paris
extreme weather, but also sharing information on Agreement.
how to prevent damage. This can be done in a
multitude of ways. It starts with spatial planning. Having an holistic approach to addressing climate
We should not build in areas that are risk prone, change requires close cooperation between
like flood plains. The areas where we build should citizens, the industry and government. Insurers
be built in a climate adaptive way. For example in are uniquely positioned to use the expertise and
terms of water storage and flood proof construction. data they have on climate relate risks however this
Adaptation can only be successful if the construction can only be put into practice. These insights help
sector and public infrastructure work in unison policyholders to know what they can do to prevent
and apply the same principles. Insurers are also damage, and governments to take these risks on
working together with other stakeholders such as board in areas such as spatial planning and natural
the Royal Netherlands Meteorological Institute in disaster relief measures. Only by working together,
order to issue early warnings for policyholders when we have fighting chance to keep climate related
extreme weather is expected. According to the risks insurable in moving forward.